Why Do I Need to Hire a Lawyer?
After an accident, many of us are distraught, scared and overwhelmed. We are hurt and need to attend to our new medical needs. On top of all this, we are often unable to work, and the insurance company is sending us the paperwork we need to fill out and requests for medical records. The doctors are telling us to rest, and we don’t have time. If this sounds familiar to you, then you are starting to realize why you need a personal injury lawyer.
What Are Personal Injury Lawyers?
Personal injury is an umbrella term for all the accidents people have caused by negligence. For instance, falling at the grocery store and hurting ourselves, being in a car or bicycle accident or facing a wrongful death in the family are all considered personal injuries. Because an injured person is out of work, they frequently figure they will save some money and handle their claim themselves. This is a misconception since a personal injury lawyer works on a contingency basis. That means he/she does not get paid until you win your case.
That might work for some people but not everyone. Let’s look at six reasons you need a legal professional at your side.
Time Is Not on Your Side
Think about it. You’re tired, hurt and financially traumatized. The last thing you need is to have the claim take longer than need be. Many times, the case is prolonged because the correct paperwork is not provided to the insurer. On top of that, there is a deadline you must meet to file the claim. If you don’t do that, your case will not be heard. This is called the statute of limitations, and it is a strict rule. Your lawyer will ensure that all documents are filed in a timely manner.
You Don’t Know How to Calculate Damages, But Your Personal Injury Lawyer Does
Calculating damages in a personal injury case goes far beyond being reimbursed for immediate expenses. For instance, if you are unable to work permanently, your damages might include the wages you would have received until retirement. Alternatively, if you must take a lower-paying, less physically or mentally active job, you have a right to be reimbursed for the wage discrepancy until the time of retirement.
Other damages you might qualify for are:
- All medical costs for your accident injuries should be covered. This includes doctor and hospital expenses, rehabilitation, assisted devices and home modifications if needed.
- Loss of consortium can be filed by a spouse to recoup the loss of closeness and comfort due to the injury.
- Pain and suffering are another integral part of most lawsuits. It includes the anxiety, insomnia or fear of leaving the house you may experience after an accident. Sometimes, post-traumatic stress disorder is triggered by the accident. PTSD may require medical treatment, which is also covered.
- Punitive damages can be requested by your attorney if the cause of the accident was especially egregious. Punitive damages are meant to punish the wrongdoer and are awarded by the court.
You Must Prove the Negligent Party Is Responsible for Your Injuries
This seems clear-cut but it isn’t always. Accidents can be complex, and determining liability requires someone trained in the fine details. It is crucial that you procure evidence that proves your accusation of negligence. In a car accident, your injury lawyer in South Carolina will send investigators to the scene of the crash to find the proof you need. They do this by scouring the area for clues, questioning witnesses, and using accident reconstruction techniques along with footage from surveillance cameras to gather the data.
How Can My Personal Injury Lawyer Help Me Deal With the Insurance Company?
Your insurance company is not on your side. They are in the business of making money, not giving it away. That said, dealing with an insurer on your own can be a difficult learning experience, one the insurance company will take advantage of. Rather than losing money, it is advantageous to have a personal injury lawyer handle this.
Your attorney will stand in for you from the early informational stage to the final negotiations. It is well known that insurance companies often make it difficult to get the compensation that you deserve. Your personal injury lawyer will sit in on all negotiations. Injured parties who go it alone without the advice of an attorney often receive a much lower settlement.
Don’t Sign a Waiver Unless Your Attorney Reviews It
Many times, the insurer will offer a settlement that is much lower than you would need to recover damages. It is natural for someone who cannot work and has bills to pay to take this offer. However, once you accept the settlement and sign the waiver promising you will not try to file another lawsuit for the same incident, you are on your own.
In many cases, the injury symptoms continue to worsen, and the injured person is told they need additional, costly medical intervention. The problem is if they signed the waiver and agreed to the settlement, they will need to pay for the proposed treatment themselves. Your personal injury lawyer will not let this happen.
Morris Law in the Myrtle Beach Area
Morris Law has helped numerous clients with accident injuries over the years. If you were in an accident caused by a negligent person or entity, call us at (843) 232-0944 or reach out to us online. We will set up a free case review and help you protect your rights.