If you were injured in an accident in Myrtle Beach, you don’t have unlimited time to file a personal injury lawsuit. South Carolina law sets a clear deadline — known as the statute of limitations — and once that time limit passes, your legal rights may disappear.
Understanding how the statute of limitations works is critical. Whether you were hurt in a car accident, because of medical malpractice, or at work, this law could be the difference between recovering compensation and walking away with nothing.
South Carolina’s Statute of Limitations for Personal Injury Claims
In most personal injury cases, you have three years from the date of the injury to file a claim under South Carolina’s statute of limitations. This rule applies to a wide range of personal injury claims, including:
- Car accidents
- Medical malpractice
- Workers compensation disputes
- Slip and fall injuries
- Other cases involving someone else’s negligence
Once that three-year deadline passes, you generally lose your right to bring a personal injury lawsuit — no matter how strong your evidence is.

When the Clock Starts Ticking
Usually, the time limit begins on the day the accident occurred. But sometimes injuries aren’t immediately obvious. In those cases, South Carolina law follows the discovery rule, which means the deadline may start when the injury is discovered — or reasonably should have been.
This often applies to medical malpractice or delayed-diagnosis cases. Still, it’s risky to rely on exceptions. Always speak with an experienced personal injury attorney as soon as possible after the injury.
Exceptions That Can Affect the Time Limit
While the three-year statute is standard, there are exceptions that can shorten or extend that time frame:
- If the claim involves a government entity, you may have only two years to act.
- If the injured party is under 18 or mentally incapacitated, the deadline may be paused.
- If the at fault party leaves the state, tolling may apply, delaying the countdown.
These exceptions are complex — and insurance companies may use them against you. That’s why it’s essential to understand how the statute of limitations applies to your personal injury case.
Why Missing the Deadline Is So Serious
Once the statute of limitations expires, you cannot file a lawsuit. That means no matter how badly you were hurt, or how much your medical bills have grown, the court will likely throw your case out.
Insurance companies are counting on that. If they know the deadline is near, they may drag out negotiations. And if you're unrepresented, you might not realize how close you are to losing your right to take legal action.
Protecting Your Right to Compensation
If you’re dealing with hospital bills, lost wages, or long-term medical treatment, you may be entitled to recover compensation. But every day that passes without legal action makes your claim harder to prove. Don’t wait for your claim to be denied or your deadline to expire.
Get help from a personal injury lawyer who understands South Carolina’s statute of limitations — and who knows how to move quickly to protect your case.

Speak With Morris Law Accident and Injury Lawyers, LLC Today
If you’ve been injured in Myrtle Beach and are worried about how long you have to file a claim, Morris Law Accident and Injury Lawyers, LLC is here to help. We’ll review your personal injury claim, explain which statute of limitations applies, and help you take timely action to preserve your rights. Contact a personal injury attorney now for a free consultation — before your deadline passes.
Morris Law Accident Injury Lawyers
Address: 1335 44th Ave North Unit 101,Myrtle Beach, SC 29577
Phone: (843) 232-0944
FAQs: Statute of Limitations for Personal Injury in Myrtle Beach South Carolina
How long do I have to file a personal injury claim in South Carolina?
You generally have three years from the date of the injury to file a personal injury lawsuit in South Carolina. This applies to most car accidents, medical malpractice claims, and other negligence-based injuries.
Does the statute of limitations ever start later than the accident date?
Yes. Under the discovery rule, the time limit may begin when you discover — or reasonably should have discovered — the injury. This often applies in medical malpractice or delayed-diagnosis situations.
What if I was injured by a government agency or official?
Claims against a government entity follow different rules. In many cases, you must file within two years, and follow specific notice procedures. These cases require immediate legal attention.
Can a child or mentally incapacitated adult still file a claim after the deadline?
Yes. If the injured person is under 18 or mentally incapacitated, the statute of limitations may be paused until they become legally able to act. However, these situations are complex and should be reviewed by a personal injury lawyer.
What happens if I miss the statute of limitations deadline?
Your case will likely be dismissed, and you will lose the right to pursue compensation — no matter how serious your injuries or how clear the at fault party’s negligence was. That’s why timely legal action is so important.



